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Thread: Moving my boat to GA

  1. #21
    Senior Member easttnboater's Avatar
    Join Date
    Nov 2002
    Location
    GA
    Posts
    454
    So, I call up my local GA State Farm agent to get the boat policy transferred. After going around and around a bit, he finally says - since it is being slipped in SC, you have to get an SC State Farm agent to quote it. Even though you can register a boat in GA or SC for this lake because the state line runs right down the middle of the lake, I say OK and call an agent in SC. They contact my agent in TN to get the specifics of the current policy and shoot me a quote. The quote for SC is $1,800 a year. That is $800 more than it was in TN. So, the SC agent and I are going round and round with the underwriters to see why the big difference.

    I have gotten quotes from other companies, but they are not that much less and they all want a new survey, my October 2010 survey is too old.

    You have to pay to play, but $800 more a year seems excessive.

  2. #22
    Senior Member GoVols's Avatar
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    Aug 2011
    Location
    Nashville, TN
    Posts
    358
    Being closer to the coast, you're probably more subject to hurricane damage. Are you on a river system or is it simply a land-locked lake? I'm land-locked, so my insurance only runs ~$880 a year. I can't remember who my insurance is through b/c it was bought out recently and transferred to another company.
    '06 Sailabration located on Percy Priest Lake

    Bet On Another Thousand

  3. #23
    Senior Member easttnboater's Avatar
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    Nov 2002
    Location
    GA
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    454
    It is on a land locked lake - the last in a series of three lakes on the Savannah river. You cannot lock through any of the dams. It seems that TN is pretty inexpensive as far as houseboat insurance goes.

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